Here's the short version. If your house has a dirt-floor or gravel space under it that you'd have to crawl through, you're in crawl space repair territory. If you have a finished or semi-finished below-grade level with a concrete slab, leaks and seepage point to basement waterproofing. And if you're building, doing a major remodel, or excavating around the foundation anyway, that's the one time exterior foundation waterproofing makes financial sense; nobody digs up a finished yard just to apply a membrane.
One opinion worth stating plainly: don't buy a bigger scope than your symptoms justify. A musty smell with a dry floor doesn't need a sump pump, and a single winter puddle doesn't need a $10,650 to $13,000 encapsulation. A line-item quote exists so you can see which line solves which problem, and you can check the contractor's L&I registration before you sign anything.
Not sure where your house lands? Plenty of homeowners only discover their actual category once someone has been under the house, and a free in-home inspection settles it faster than guessing.